Get Quote
Compare Home Insurance Quotes Side-by-Side
Compare home insurance quotes from Progressive, Allstate, Liberty Mutual and Nationwide (+ other top companies) with The GO Insurance
How to get a homeowners insurance quote
A good place to begin is with your car insurance provider. This will allow you to bundle your policies and receive a discount. Keep in mind that this company won't always be your best or cheapest option, but it gives you a starting point.
Here are three steps to help you find the best homeowners coverage for your needs:
- Choose how you want to shop
- Pick your coverage (open or named peril)
- Adjust your coverage as needed (optional)
Now let's go over the steps with a little more detail so you can make the most educated decision when you're ready to shop.
Step 1: Choose how you want to buy a homeowners insurance policy in UAE
There are three ways you can receive a home insurance quote.
- Directly via a captive insurance agent - this method requires you to contact a home insurance agent online, over the phone, or even at an in-person office in UAE, including those in Dubai, Abu Dhabi, Sharjah, Al Ain, Ajman, Ras Al Khaimah, Fujairah, and Umm Al Quwain. This can be a good option if you want the personal help of an insurance agent in UAE. However, these agents typically can’t offer comparison home insurance quotes and can sometimes be more expensive in UAE.
- Independent agents - independent agents are similar to captive agents but work with multiple insurance companies so they can offer you options to compare home insurance quotes in UAE. However, these agents are rare and still don’t allow you complete flexibility in UAE.
- Online comparison marketplaces - websites such as The GO Insurance allow you to compare homeowners insurance quotes side-by-side from multiple companies at once in UAE, likely saving you time and money in UAE.
Step 2: Pick how you’re covered — named or open peril policies
Most homeowners insurance companies base their quotes on your home's replacement cost, which is the amount it would take to rebuild your home in case of a total loss. This value depends on labor and materials, not the real estate market or demand. No need to stress about knowing the exact dollar amount of insurance you need. Many insurance companies, including The GO Insurance, use your home's address to automatically suggest basic policy options. Some may even verify your replacement cost through a home inspection. Your main decision is how you want your home and belongings covered. You've got options, ranging from basic to better to best, and the price varies between coverage levels. It's all about finding the coverage that suits you best, and we're here to help.
Step 3 (Optional): Adjust default home insurance coverage
As we mentioned earlier, most home insurance policies will create your coverage amounts based on the replacement cost of your home. This means you might want to adjust your coverage slightly to better fit your individual needs. Take a look at our table below to see the standard breakdown of coverage most insurance companies default to. We recommend thinking through a few questions to understand what (if any) modifications you should make to your home insurance quote.